hhvhhhhhhhhh h h h h hhhhhhhhhhhhhhhhhhh h!h"h#h$h%h&h'Qh(h)h*h+h,Qh-h.h/h0h1h2=h3h4h5h6h7h8h9h:h;h<h=h>h?h@hAhBhChDhEhFhGhHhIhJhKhLhMhNhOhPhQhRhShThUhVhWhXhYhZh[h\h]h^h_h`hahbhchdhehfhghhh/ <q 3<H* 2d 0 # gi( f$%&'(( LB)'*-qqJ'LET EACH COLUMN REPRESENT DISBURSEMENTS FOR A SEPERATE ESCROW ITEM. 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hH'FOR EACH SEPARATE ITEM, PUT THE AMOUNT TO BE DISBURSED IN THE ROW 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hJ'CORRESPONDING TO THE MONTH IN WHICH THE DISBURSEMENT IS EXPECTED TO 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hJ'OCCUR. FOR BIWEEKLY MORTGAGES WITH MONTHLY AMORTIZATION, PUT A "1" 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h?'IN THE LAST COLUMN FOR THE MONTHS WITH AN EXTRA PAYMENT. 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hK'IF THE DISBURSEMENTS FOR AN ITEM ARE TO BE MADE IN INSTALLMENTS, PUT 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hf'EACH INSTALLMENT FOR THAT ITEM IN THE SAME COLUMN, WITH EACH INSTALLMENT ACCORDING TO THE MONTH 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hH 'IN THE ROW CORRESPONDING TO THE MONTH IN WHICH THE INSTALLMENT IS 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h  'EXPECTED TO OCCUR. 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h M 'PUT THE NUMBER FOR THE SIZE OF THE CUSHION, IN TERMS OF MONTH(S) WORTH 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 3 'OF ESCROW DEPOSIT, AFTER THE WORD "CUSHION". 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hM'AFTER THESE STEPS ARE EXECUTED, YOU WILL HAVE THE AGGREGATE ACCOUNTING 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h9'ADJUSTMENT. IT WILL BE A NEGATIVE NUMBER OR ZERO. 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hN'USE THE "/" "RANGE" "ERASE" COMMANDS TO CLEAR THE SCREEN OF ANY NUMBERS 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g hC'YOU WANT TO ELIMINATE. OTHER COMMANDS MAY RUIN THE PROGRAM. 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h6'1 YEAR, BI-WEEKLY CYCLE, BI-WEEKLY AMORTIZATION'1 YEAR, BI-WEEKLY CYCLE '1 YEAR, BI-WEEKLY CYCLE'1 YEAR, BI-WEEKLY CYCLE'1 YEAR, BI-WEEKLY CYCLE'1 YEAR, BI-WEEKLY CYCLE(' SINGLE 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h' ESCROW ' ITEM' ESCROW ' ITEM' ESCROW ' ITEM' ESCROW ' ITEM' ESCROW ' ITEM ' ESCROW #' ITEM (' ITEM/'AGGREGATE0' AGG 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h' ITEM' TARGET' ITEM ' TARGET' ITEM' TARGET' ITEM' TARGET' ITEM' TARGET ' ITEM#' TARGET%' ACCOUNT&' ACCOUNT(' TARGET/' TARGET0' ACCTG 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h' PERIOD' DEPOSITS' DISB' BALANCE' PERIOD' DEPOSITS' DISB ' BALANCE ' PERIOD ' DEPOSITS' DISB' BALANCE' PERIOD' DEPOSITS' DISB' BALANCE' PERIOD' DEPOSITS' DISB' BALANCE' PERIOD' DEPOSITS ' DISB#' BALANCE$' PERIOD%' DEPOSITS&'DISBURSEMENTS(' BALANCE)' PERIOD*' DEPOSITS+'DISBURSEMENTS/' BALANCE0' ADJ1' PERIOD 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P    !1S ,31P    1P     ! 1S , 31P      1P    !1S ,31P    1P    !1S ,31P    1P    !1S ,31P    1P   !  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     -  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h 1P  !  !1S ,31P    1P  !   ! 1S , 31P      1P  !  !1S ,31P    1P  !  !1S ,31P    1P  !  !1S ,31P    1P   !!  !"1S ,#31P    $%1P 3&$ܿ     3($ݿ      )*1P 3+$׿ݿ     !-  !.1S ,/ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h   1P   !   ! 1S , 31P      1P   !   ! 1S , 31P      1P   !   ! 1S , 31P      1P   !   ! 1S , 31P      1P   !   ! 1S , 31P      1P   !!   !" 1S ,# 31P    $ % 1P 3& $ܿ     3( $ݿ      ) * 1P 3+ $׿ݿ     !-   !. 1S ,/ ٿ31P   0   1 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` a b c d e f g h ! !1P  !!!  !!1S ,!31P    ! !1P  !! !  ! !1S , !31P     !  !1P  !!!  !!1S ,!31P    ! !1P  !!!  !!1S ,!31P    ! !1P  !!!  !!1S ,!31P    ! !1P   !!!!  !"!1S ,#!31P    $! %!1P 3&!$ܿ     3(!$ݿ      )! *!1P 3+!$׿ݿ     !-!  !.!1S ,/!ٿ31P   0!   1! 3! 4! 5! 6! 7! 8! 9! :! ;! <! =! >! ?! @! 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